In a tight talent market, your business clients are fighting to attract and retain high-performing employees. Offering high-value benefits  isn't just nice—it's a competitive edge. But here's what many advisors overlook: One of the most powerful  (and surprisingly easy) benefits you can recommend is supplemental disability income protection  on a Guaranteed Standard Issue (GSI)  basis. This isn't just another checkbox on the benefits menu. It's a game-changer for protecting y