The Small Business Administration and countless non-governmental, commercial banks lend billions of dollars in capital to tens of thousands of American professionals every year. Those professional men and women are your clients and your business prospects. Many of them make the serious mistake of assigning personal disability policy benefits to lending institutions in cooperation with business loan agreements. [if gte vml 1]><v:shapetype id="_x0000_t75"
Although I’m quite susceptible to motion sickness, I love to deep sea fish and I have also enjoyed a number of vacations aboard those gargantuan cruise ships. What’s not to like about taking a cruise – exciting ports-of-call, refreshing ocean breezes, exotic cocktails, a wide range of entertainment for all ages…and what about the food. The food! I have been known to over-do-it at a midnight buffet or two in my time. And I know I am not alone. Over 24 million passengers sailed